The Wisely Pay Mastercard and Wisely Direct Mastercard can be used where debit Mastercard is accepted. Visa and the Visa logo are registered trademarks of Visa International Service Association.

The Wisely Pay Visa card can be used everywhere Visa debit cards are accepted. ADP is a registered ISO of Fifth Third Bank, N.A., or Pathward, N.A. The Wisely Direct Mastercard is issued by Fifth Third Bank, N.A., Member FDIC. The Wisely Pay Mastercard ® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward, N.A., Member FDIC, pursuant to license by Mastercard International Incorporated. The Wisely Pay Visa ® is issued by Fifth Third Bank, N.A., Member FDIC or Pathward ®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Please see your cardholder agreement and list of all fees for more information. The number of fee-free ATM transactions may be limited.You can transfer money from your savings envelope back to your available balance at any time using the myWisely app or at. Amounts transferred to your savings envelope will no longer appear in your available balance.For more information, please review your cardholder agreement by logging in to the myWisely app or online at. You must notify us immediately and assist us in our investigation if your card is lost or stolen or you believe someone is using your card without your permission. Your funds are protected from fraud if your card is lost or stolen.To view applicable fees, please log in to the myWisely app or to see your cardholder agreement and list of all fees for more information.Additional terms and third-party fees may apply.Standard message fees and data rates may apply.The Wisely card is not a credit card and does not build credit. The Wisely card is a prepaid card, references to digital account are referring to the management and servicing of your prepaid card online digitally or through a mobile app.These optional offers are not a Fifth Third Bank, Pathward, Mastercard or Visa product or service, nor does Fifth Third Bank, Pathward, Mastercard or Visa endorse this offer. You must login to myWisely to access the Rewards feature for purchases and e-gift cards.

Funds from all Rewards can be moved from the savings envelope into the available balance on your card.

Please review the Terms and Conditions of each eGift card product before purchase. Cash Back amounts will be disclosed before you select a gift card. eGift Card Cash Back offers range from 2% – 12%, depending on the gift card that is purchased. Only Cash Back Rewards for the purchase of eGift cards will appear instantly. Most Cash Back Rewards will appear in your savings envelope within 4 weeks after the transaction has completed. Opt-In is required for Dosh Rewards only. Cash Back Rewards on purchases at participating merchants are powered by Dosh Rewards.Please allow up to 3 weeks for funds to be loaded to the card after initial setup of direct deposit to your card. Please see full disclosures on or myWisely app. Faster funding claim is based on a comparison of our policy of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. Early direct deposit of funds is not guaranteed and is subject to payor’s support and the timing of payor’s payment instruction. You must opt-in to early direct deposit on or myWisely mobile app.

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